Business-to-Business Trade Factoring

Business-to-Business Trade Factoring

In B2B trade—supplying goods, parts, components, or wholesale merchandise—your business often extends credit to buyers (distributors, retailers, OEMs). But those net-30, net-60, or even net-90 terms can tie up working capital and restrict growth. You must pay suppliers, warehouse stock, fulfill orders, and manage overhead while waiting for payments.

Carter Funding’s B2B trade factoring bridges that gap. We convert your invoices into near-immediate funding so you can operate confidently, expand your footprint, and better manage your supply chain.

How It Works

  1. You deliver goods and issue invoices to your B2B clients.
  2. You assign those receivables to Carter Funding.
  3. Carter advances you up to ~ 90% of the invoice value within hours
  4. Your customer pays Carter Funding per assignment terms.
  5. Carter releases the remaining balance less a factoring fee once payment is collected.

You maintain control of your operations and relationships while we facilitate liquidity behind the scenes.

Benefits of Factoring for B2B Trade

  • Accelerated cash conversion — invoices turn into working capital immediately.
  • Supplier payments on time — you can pay vendors, manufacture, and stock inventory reliably.
  • Opportunity to offer more credit — differentiate with flexible terms without risking your cash flow.
  • No debt burden — factoring is not borrowing, so your balance sheet leverage, cash flow leverage and financial metrics remain intact. 
  • Scalable funding — as your receivables grow, so can your factoring support. 
  • Credit risk support — we help assess buyer credit and manage collections.

Why Choose Carter Funding?

At Carter Funding, we’ve assisted manufacturers, importers, wholesalers, and distributors in turning receivables into growth capital. We know the pressures of margin compression, inventory financing, buyer credit approvals, and seasonal swings. Our team works side-by-side with you to structure factoring solutions that flex as your business expands. We pride ourselves on fast approvals, transparent pricing, and personalized service. Choose Carter Funding and enjoy the peace of mind that your cash flow keeps pace with your ambitions.

Call 901-685-1571 Today!

See what Carter Funding Corporation can do for you and your business!

Questions about invoice factoring?

Call us now! We would love to hear from you and answer any questions you might have about small business loan qualify, invoice factoring reviews, invoice factoring interest rates and or general invoice factoring questions.

We offer industry specific factoring options such as small business bank funding, accounts receivable security industry, accounts receivable factoring technology Industry, small business bank funding, accounts receivable factoring government contracts, accounts receivable factoring service industry, manufacturing industry invoice factoring, staffing industry invoice factoring, Amazon vendors invoice factoring, factoring for cash flow and many others. Just give Carter Funding a call to learn more!

Contact Us Today!

Carter Funding Corporation
4938 William Arnold Rd
Memphis, TN 38117
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Phone: 901-425-1083
Fax: 901-685-1579