About Us

Who We Are

Established in 1994, Carter Funding Corporation (CFC) has been providing quick financing solutions to clients for more than 22 years. With an A+ rating from the BBB, we are one of the leading business factoring companies in the Mid-South. We have processed and financed millions of dollars for businesses all over the Mid-South area!

Our stellar market reputation is based on building trust with our clients. To establish this trust, Carter Funding Corporation strives to keep these core values at the forefront of our operations:

• Serve with honesty
• On time performance
• Strong commitment towards customers
• Personalized funding solutions delivered with excellent customer service and professionalism

Our values are part of our DNA and at the heart of everything we do. They serve as our pillars of strength and as guiding principles for the way we work with our customers.

What We Do

At CFC, our focus is providing quick financing solutions to startups and growth companies, helping them improve their liquidity and tap into new business growing opportunities that come their way. We provide businesses with fast and easy factoring solutions to finance invoices and accounts receivable so that businesses are able to meet ongoing working capital needs.

We at Carter Funding Corporation, extend our factoring solutions to businesses across diverse industries. These include the following industries: Staffing, manufacturing, distribution, service, technology, communication and government and more.

Our factoring solutions are client-focused, designed to help clients cope with urgent financing needs as easily as possible. Here are the unique features of our program:

• Factoring rates start as low as 1 percent per invoice
• We offer up to 90 percent advance rates
• Approvals within 24 hours
• 24×7 online access to invoice images & reports
• Dedicated factoring account manager
• Professional collection department

Our mission is to help businesses grow and thrive by having adequate liquidity/working capital available to finance new projects.

How We Do it

When it comes to capital factoring, we know time is of great value. If financing is not arranged on time, you may lose great business opportunities to your competitors and may find your business struggling for survival.

Therefore, we make factoring quick and simple. Take a look at our simple 3-step process:

Step 3 – Funding in 3 Business Days

If your request is approved, we’ll inform you of the terms. Upon your agreement, we’ll arrange the funds for your company within 3 business days. Thereafter, funds can be obtained on the same day of the request.

If you have any queries, inquiries or need more information about the process, feel free to call us via phone at 901-685-1571 or email us at info@carterfunding.com. New applicants should speak to Mr. Carter, the president of Carter Funding Corporation directly.

Grow Your Business with Invoice Factoring Solutions

If you are in the staffing or logistic industry, you need a partner who can help you out when you need more cash flow to hire temporary labor or when your business requires more manpower to deliver on promises during peak seasons. Firms in this industry have a predictable cash flow problem, which needs to be sorted out to allow them to serve clients better. This is where invoice factoring comes in.

At Carter Funding Corporation, we understand that it sometimes takes up to 90 days before your clients pay for the services or products delivered. As a business, you need a constant cash flow to meet your business needs such as paying the extra staff you hire to meet the demands of your clients. This is the reason why we are in this business. Our goal is to help you meet your upfront expenses.  We offer invoice factoring services, meaning that when you partner with us, you will no longer have to wait for your clients to pay the invoiced amount to meet the day to day demands of your business.

Our work is to convert all the accounts receivables and outstanding invoices into cash.  We give up to a 90% advance which is much better than what other factors give. Our objective is to improve businesses’ liquidity to enable them to grow. This is why we process requests for qualifying candidates quickly and have the funds approved within 24 hours.  At this point, waiting for the invoices to be paid is a thing of the past. Invoice factoring enables us to avail the cash as quickly as you need it. All you need to do is to choose the invoices you want to factor, and our job will be to ensure that you have the funds within one business day.

If you have creditworthy clients like Electrolux, Restoration Hardware, Amazon, Williams-Sonoma, Nike, Technicolor, Robert Bosch Tools just to mention a few, you don’t have to worry or deny your business opportunities because of cash flow issues. Just pick up the phone and call Carter Funding Corporation so you will have the cash you need to move your business to the next level. We are among the leading and reliable factoring financing companies in North America, and we strive to ensure that our invoice factoring solutions help you deliver on all orders regardless of the size.

If you are start-ups or a medium size company just talk to us and we shall have you sorted out. Don’t worry about your financial strength, after all; we don’t care about businesses’ financial strength. We are interested in the creditworthiness of your client. Their creditworthiness is what matters to us, and we shall facilitate your business growth no matter what.

With up to 90 percent upfront payment on invoice factoring, it means that your business will have more money to continue doing business almost immediately. We will ask you whether you want to send a notice of factor to your client indicating that you have assigned our entity the right to receive future payments for the issued invoices. We are available for you, and we are the best partner you have if you want to grow your business to the next level.